About Us

Helping You Protect What Matters Most

When it comes to protecting what matters most, you want someone you can trust. Not just with your finances, but with your future. That’s where Haynes comes in. With a calm presence, a clear plan, and a commitment to service, Haynes McArthur Todd has built McArthur Financial on one simple belief: your life insurance should do more than protect your loved ones when you’re gone. It should empower you while you’re living. Haynes works closely with individuals and families to create personalized plans that offer both security and strategy. Whether you’re planning for retirement, building generational wealth, or simply making sure your family is taken care of no matter what, he’s here to guide you every step of the way with honesty, care, and expertise. Because to Haynes, this isn’t just business. It’s personal. And your peace of mind is his priority.Because real protection isn’t just a payout. It’s peace of mind today. It’s investment power for tomorrow.

Haynes Todd

Why Work With an Independent Broker?

Your Advocate in Insurance

As independent insurance brokers we work for you - not the insurance companies. We are not tied to any single carrier, which means our focus is always on finding the right solution for your needs and budget.

We use advanced quoting and underwriting software to compare multiple highly-rated carriers based on your health profile financial goals, and coverage needs. This allows us to match you with options designed to protect your family at a price you can comfortably afford.

What We Offer

IUL - Indexed Universal Life

Indexed Universal Life (IUL) insurance offers flexible coverage with customizable benefits and tax-free cash value growth with investment options, providing protection for loved ones and potential tax-free income based on your financial goals.

Mortgage Protection

Mortgage protection insurance helps you pay off your home loan if you pass away or become disabled, so your family stays secure. It gives peace of mind knowing your biggest debt won’t become a burden to loved ones.

Term Insurance

Term life insurance offers straightforward, affordable coverage for a set period, providing a death benefit to your beneficiaries if you pass away during the term, ensuring financial protection for your loved ones and peace of mind for you.

Final Expense Insurance

Final expense insurance provides affordable guaranteed whole life coverage designed to cover funeral costs and other end-of-life expenses, ensuring that your loved ones are not burdened with these costs after your passing.